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Hi everyone!!! Been a long time :P

Senior Contributor

Hi everyone!!! Been a long time :P

Suprise suprise!!!! Anyone miss me? I have been off the boards for a while. I currently have Midland in court for FCRA and FDCPA violations. I have been going to court the past month almost every other week. I get a call from my consumer attorney yesterday that the lawyer representing Midland says there is no violation of the FCRA and FDCPA that Midland did not violated anything.

 

I started laughng and say so a mysterious CA had re-inserted Midlands TL? Their attorney looks at my credit report showing Midland reinserted their TL on 6/24/13 and she told the Judge it was never reinserted. Clearly the judge looks at her and says you are going to lie to me in my own court room? Long story short, Judge awarded me compensation of $2500.00 and told Midland they can not sell the account to any other CA's. LMAO!!!! 

 

 

DaBears

 

 

 

 

Message 1 of 12
11 REPLIES
Regular Contributor

Re: Hi everyone!!! Been a long time :P

Wow!

 

You beat the devil there! Congratulations!!!

I am jealous!


Starting Score: 503
Current Score: 591
Goal Score: 700


Cards: First Progress Secured Card $600.00; U.S. Bank Secured Card $500.00

Goal: AMEX Rewards Card, Purchase House by the end of 2014
Message 2 of 12
Regular Contributor

Re: Hi everyone!!! Been a long time :P

Congrats! I'm amazed their attorney had the gall to say that.

Start: (2-26): EQ 602 (Myfico) TU 579 (Credit Karma) EX 634 FAKO
Current: (7-12): EQ 690(myfico) WalmartTU 696 EX 689 (lender 6-3)
1st Goal: 680 across the board - DONE June 2013!
2nd Goal: 725 across the board
Message 3 of 12
Established Contributor

Re: Hi everyone!!! Been a long time :P

rah rah ree, kick em' in the knee. rah rah rand, kick em' in the Midland

Message 4 of 12
Senior Contributor

Re: Hi everyone!!! Been a long time :P

Congrats! I always love hearing stories like that.

 

BTW, I was asking about youa  couple weeks ago. Glad to see you made it back!

Message 5 of 12
Highlighted
Moderator Emeritus

Re: Hi everyone!!! Been a long time :P

Welcome to the forums!

lol...

 

dabears is daback!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 12
Established Contributor

Re: Hi everyone!!! Been a long time :P

That is Awesome!  WOOT, WOOT!


Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17


Message 7 of 12
Contributor

Re: Hi everyone!!! Been a long time :P

Thats a real victory

Message 8 of 12
Contributor

Re: Hi everyone!!! Been a long time :P

You are my hero!!

Message 9 of 12
Super Contributor

Re: Hi everyone!!! Been a long time :P


DaBears wrote:

Suprise suprise!!!! Anyone miss me? I have been off the boards for a while. I currently have Midland in court for FCRA and FDCPA violations. I have been going to court the past month almost every other week. I get a call from my consumer attorney yesterday that the lawyer representing Midland says there is no violation of the FCRA and FDCPA that Midland did not violated anything.

 

I started laughng and say so a mysterious CA had re-inserted Midlands TL? Their attorney looks at my credit report showing Midland reinserted their TL on 6/24/13 and she told the Judge it was never reinserted. Clearly the judge looks at her and says you are going to lie to me in my own court room? Long story short, Judge awarded me compensation of $2500.00 and told Midland they can not sell the account to any other CA's. LMAO!!!! 

 

 

DaBears

 

 

 

 


Congarts 

I also looked for you yesterday Lol

Thought about you

http://ficoforums.myfico.com/t5/SmorgasBoard/DaBears/td-p/2458639

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 12