Ive been reading the medical threads like the bible for a while doing as much homework as I can bcuz that's the only thing I have bad on my CR's. Im really considering following the hipaa process but as ive been reading I found a thread where SHOGUN stated that the CA's are finding a way to water it down so that they can get around it and honestly I haven't read any recent stories of sucess with the process so my question is is anyone still having sucess with it? Im literally on this site everyday I have become obsessed with proving to myself and the world that im worthy of credit.... Also to make clear im aware of the rules as far as discussing the process on the forums and only asking for recent sucess stories
Starting Score: 675EQ 698 TU
Thank u
I tried to dispute with the credit agencies and they came back verified. I also sent the collection agencies DV letters which they then sent me verification. They sent billing that had what I had done on it from the hospital so I used that to my advantage. I contact BBB and filed a complaint using HIPPA stating it was in violation of my rights. I stated now this company knows what I had done and I never authorized release of my medical information to this collection agency. I received a response from BBB stating that the collection agency was removing the information and selling the account back to the hospital. So HIppa worked for me. Now I am going to try to get the hospital to settle the debt I owe so it doesnt come back to me later.
Starting Score: CK 519 FICO 498
Nice very wise@ jess421
