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Regular Contributor
Mish0817
Posts: 169
Registered: ‎12-02-2012
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Holy Molly...MIDLAND DELETED

I'm about to freak .... Just pulled my experian daily report and poof....MIDLAND DELETED!!! I DV them on 12/31 and they are gone... Then I looked over my transunion 3 report and they were gone yesterday from experian. do you think midland will delete from transunion and equifax as well???  I know they could sell and pop back up but they are due to age off in 1 &2 years so praying they don't!!   Thoughts!!!  



Eq 675
TU 681
Ex your guess is as goodas mine!

Nfcu Cash Rewards 15000, Nfcu nRewards Mc 15000, Walmart 600, Target 400, VS 650,Capital one 3750, Us Bank 300, Discover 4500,Citi DP 1500, Chase Freedom 2000. And I'm done...... no more cards just going to tend my garden
Regular Contributor
maluba
Posts: 142
Registered: ‎12-16-2012
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Re: Holy Molly...MIDLAND DELETED

Congrats!




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Current Score: 610
Goal Score: 650


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hellojnet32
Posts: 6
Registered: ‎01-04-2013
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Re: Holy Molly...MIDLAND DELETED

That is great news!!
Let me ask a question .. Since it was such an aged account, what increase/effect did it have on your score? And who was the original creditor? .. You're post has given me hope !!!
Thanks! Good luck with the others getting removed as well .. Keep us posted :smileyhappy:
Frequent Contributor
NewbieReed
Posts: 442
Registered: ‎12-05-2012
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Re: Holy Molly...MIDLAND DELETED


Mishwatson wrote:

I'm about to freak .... Just pulled my experian daily report and poof....MIDLAND DELETED!!! I DV them on 12/31 and they are gone... Then I looked over my transunion 3 report and they were gone yesterday from experian. do you think midland will delete from transunion and equifax as well???  I know they could sell and pop back up but they are due to age off in 1 &2 years so praying they don't!!   Thoughts!!!  


Nice!! Midland is running scared! :-P

IMO, I would think that they would delete from EQ and TU as well. Give it a few days and then dispute. 

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
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Shogun
Posts: 12,952
Registered: ‎04-15-2011
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Re: Holy Molly...MIDLAND DELETED

Very nice!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Current scores after adding $81K in CLs and 2 new cars since July 2013
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Regular Contributor
Mish0817
Posts: 169
Registered: ‎12-02-2012
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Re: Holy Molly...MIDLAND DELETED

[ Edited ]

Hellojnet,  I'm not sure the effect it will have on my score they deleted 3 cos so I'm assuming even with age they do damage.   They were

Oc of Bank of America  for 4800. (2800 from oc and midland added 2000 in interest). 

Cap one 1700

cap one 1647 

 

so this is a good , and if TU and Eq delete I should get a good boost I'm at Tu 670 and Eq 659 right now (my secured card was at 37%util the second reporting month, now that I know reporting day it'll always be under 9%) 

 

question shogun,  if in my dv letter I gave  them experian report number and didn't say all three CRA's (newbie mistake) is this why only one CRA delete???



Eq 675
TU 681
Ex your guess is as goodas mine!

Nfcu Cash Rewards 15000, Nfcu nRewards Mc 15000, Walmart 600, Target 400, VS 650,Capital one 3750, Us Bank 300, Discover 4500,Citi DP 1500, Chase Freedom 2000. And I'm done...... no more cards just going to tend my garden
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Holy Molly...MIDLAND DELETED

That is possible.  But usually they will post to all 3.  IME some of the CRAs are just faster than the others, I'd give it a few days and see how that goes.  If there's no change, send another one and list the other 2 CRAs.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

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