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Holy S...t I broke 600

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Anonymous
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Holy S...t I broke 600

I finaly got over 600 on all three CR I didnt realize how much my score went up since I canceled my monitoring service in January I just paid for it again and was surpised how much it has gone up I'm so excited almost 100 points in 2 months

Message 1 of 19
18 REPLIES 18
Anonymous
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Re: Holy S...t I broke 600

Congrats ! I recently just hit 600 and it is such a relief getting out of the 'poor' zone lol

Message 2 of 19
Anonymous
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Re: Holy S...t I broke 600

yep it feels good I need a new car but I dont want to kill my score

Message 3 of 19
Anonymous
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Re: Holy S...t I broke 600

Congrats. I just broke it myself. It definitely feels good and reinforces that we're doing the right things.

 

How long can your car hold out? 650 might get you ought of subprime auto deals. Would be nice if you could let the score tick up a little more.

 

I'm sitting on a 15.98% loan for my Ford Focus! lol I needed a loan at the time though so I'm thankful.

Message 4 of 19
Duke84
Regular Contributor

Re: Holy S...t I broke 600

Congrats! I recently achieved the same thing and it feels good!
Starting Score: EQ: 537, TU: 488, EX: 558 (8/2014)
Current F8 Score: EQ: 733, TU: 734, EX: 709 (4/2023)

Current Cards:


Store Cards:
Message 5 of 19
Anonymous
Not applicable

Re: Holy S...t I broke 600

I have two older cars I think they will hold out until my accounts age til 6 months
Message 6 of 19
EW800
Valued Contributor

Re: Holy S...t I broke 600

Congratulations!  Keep up the great work!  Smiley Happy

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2023: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $48.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $22.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $21K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $296K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 7 of 19
gdale6
Moderator Emeritus

Re: Holy S...t I broke 600


@Anonymous wrote:

I finaly got over 600 on all three CR I didnt realize how much my score went up since I canceled my monitoring service in January I just paid for it again and was surpised how much it has gone up I'm so excited almost 100 points in 2 months


Grats to your success Smiley Happy

Message 8 of 19
Anonymous
Not applicable

Re: Holy S...t I broke 600

Congrats!!! I too just broke the 600 barrier and I'm so excited to see if I can get to 700 by the end of the year! Best wishes to you in your continued rebuilding efforts!! Smiley Happy
Message 9 of 19
GirlMelanie89
Established Contributor

Re: Holy S...t I broke 600

That's fantastic!!!!! Congrats!!!! I broke 600 for Experian only so Im hoping the other 2 will follow suit tomorrow!

Happy for you!!!

Bankruptcy discharged: May 2014 Starting Score: 571 Goal Score: 700
Current Score: 676 (EQ FICO) 674 (EX FICO) 662 (TU FICO)

Mortgage Loan Originator in Kentucky
Message 10 of 19
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