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Holy moly

Established Member

Holy moly

I sent out 5 PDF letters last week 3 for the full amount, 2 for a percentage.  I received a debt verification from eos cca,  which I didn't request as I asked for full deletion with full payment.  This is a medical bill and fairly new.  However, I got a letter from LHR today for 25% payment for full delete...why, yes sir, I will take that!! Only if they all were that easy...this was an old credit card that was about to fall off my credit report in 2 months...I am not sure if the could prove the debt as 1 representative said he was going gig give me info that would prove it was mine, but then another gentleman picked up the phone and agreed to the 25%...regardless, I am excited its paid and will be gone Smiley Happy

Message 1 of 6
5 REPLIES
Valued Contributor

Re: Holy moly

Nice!

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 2 of 6
Valued Contributor

Re: Holy moly

Congrats!!!!

Scores: about 700 across the board
Total CL: $275k
Message 3 of 6
Established Contributor

Re: Holy moly

Congrats on the deletes! 



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
Message 4 of 6
Valued Contributor

Re: Holy moly

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 5 of 6
Moderator Emeritus

Re: Holy moly

Good work!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 6