Honda Financial Report

[Anonymous]

Ok so I’m fairly new to this credit rebuild, but I have a question. After two years of on time payments I fell behind 30 days exact in paying my car payment. That happened twice. Well when I go to look at my payment history with Honda Financial on myFICO I noticed that they have my payment history reporting perfect with Transunion and Experian showing never late, but it shows the 30 day late notice twice on Equifax for the correct months. Is this normal? Is it disputable OR will I dig myself a bigger hole?

[Adkins]

This is tough decision. If you dispute with Equifax you run the risk of Honda confirming the lates AND sending the correct information to the rest of the CRAs. Personally, I would just leave them alone. How are the payments showing up on your free annual credit reports you can get from each CRA?