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Hospital is willing to take payment

Regular Contributor

Hospital is willing to take payment

And from what they said is they're willing to remove from my CR. Now, should I send a check or pay over the phone? I really hope they honor their agreement
Myfico on 02/21/12
Trans: 538 EQ: 591 Ex???
Myfico on 10/09/12
Trans: 600 EQ 602 EX???
Lender Pull 04/15/13
Trans 680, EQ 644, Ex 608
"I'm not telling you it is going to be easy, I'm telling you it's going to be worth it"
Message 1 of 9
8 REPLIES
Regular Contributor

Re: Hospital is willing to take payment

I'd do it by check AFTER I have a pay for deletion letter on their letterhead.    A check you can make a note "payment in full for deletion"- backed with the letter. 

 

Starting Score Aug 2011 590/ Gardening until 2013!!
Current Score Walmart 683/ FICO Equifax 722/738/ 708 Transunion FICO 700/ 725 Credit Karma 648/678/
Goal Score 750
Credit Cards- Orchard $300, Capitol One $300/$500, Amazon $600/$1300 Pennys $700, Walmart $250/$700, Discover $2000, Chase $1500 Pending Citi/Declined Cit- Inquires and new credit....... GARDENING UNTIL 2013 or home loan time!!! Help me stay strong!!
Message 2 of 9
Regular Contributor

Re: Hospital is willing to take payment

They said they can send me a letter AFTER I make the payment
Myfico on 02/21/12
Trans: 538 EQ: 591 Ex???
Myfico on 10/09/12
Trans: 600 EQ 602 EX???
Lender Pull 04/15/13
Trans 680, EQ 644, Ex 608
"I'm not telling you it is going to be easy, I'm telling you it's going to be worth it"
Message 3 of 9
Blogger

Re: Hospital is willing to take payment


Yoli14 wrote:
They said they can send me a letter AFTER I make the payment

So you're essentially taking their word for it?

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 4 of 9
Regular Contributor

Re: Hospital is willing to take payment

NO!!   NO!!   NO!!  Do NOT believe them!  Letter first.  ON company letterhead.    WhenI got my PFD letter it was signed by a president of the collection agency.  And they honored their word..  

 

Dont pay without a letter. 

Starting Score Aug 2011 590/ Gardening until 2013!!
Current Score Walmart 683/ FICO Equifax 722/738/ 708 Transunion FICO 700/ 725 Credit Karma 648/678/
Goal Score 750
Credit Cards- Orchard $300, Capitol One $300/$500, Amazon $600/$1300 Pennys $700, Walmart $250/$700, Discover $2000, Chase $1500 Pending Citi/Declined Cit- Inquires and new credit....... GARDENING UNTIL 2013 or home loan time!!! Help me stay strong!!
Message 5 of 9
Frequent Contributor

Re: Hospital is willing to take payment


lovinlifeinkc wrote:

NO!!   NO!!   NO!!  Do NOT believe them!  Letter first.  ON company letterhead.    WhenI got my PFD letter it was signed by a president of the collection agency.  And they honored their word..  

 

Dont pay without a letter. 


+1

This is not the early 1900's where your word was your bond. This is America 2012, and if you don't have it in writing, there words mean nothing. If they don't do it...then what???

They may be telling the truth but get it in writing first anyway to protect yourself.

FicoTU 780 | Credit Karma 781 | Credit Sesame 780
EQ 673 Dec2011 | Current: 695 Nov2013 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2014
AmxZync | CapOne 1k | Comenity 1.1k | Target 3k |NFCU Visasig 5k | Goodyear 5.8k | CitiSimplicity 10.2k
Sam'sClub 10k | AmxSpg 20k | Citi HiltonReserve 20k | DCU 20k | Chase RR Visasig 25k | NFCU Visasig 33k
Message 6 of 9
Regular Contributor

Re: Hospital is willing to take payment

I guess I should start the HIPPA process. Thank you guys!
Myfico on 02/21/12
Trans: 538 EQ: 591 Ex???
Myfico on 10/09/12
Trans: 600 EQ 602 EX???
Lender Pull 04/15/13
Trans 680, EQ 644, Ex 608
"I'm not telling you it is going to be easy, I'm telling you it's going to be worth it"
Message 7 of 9
Blogger

Re: Hospital is willing to take payment


Yoli14 wrote:
I guess I should start the HIPPA process. Thank you guys!

I'm just glad you posted about it before you actually SENT the payment.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 8 of 9
Frequent Contributor

Re: Hospital is willing to take payment


Yoli14 wrote:
I guess I should start the HIPPA process. Thank you guys!

I don't know anything about the HIPPA process but if they're willing to take payment then delete...then do it. Just get it in writing first. You could have them to fax it or send to your email if you're pressed for time. Once you receive it (a few minutes by fax or email) then pay it and you're done. 

 

Good luck with whatever you decide to doSmiley Very Happy

FicoTU 780 | Credit Karma 781 | Credit Sesame 780
EQ 673 Dec2011 | Current: 695 Nov2013 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2014
AmxZync | CapOne 1k | Comenity 1.1k | Target 3k |NFCU Visasig 5k | Goodyear 5.8k | CitiSimplicity 10.2k
Sam'sClub 10k | AmxSpg 20k | Citi HiltonReserve 20k | DCU 20k | Chase RR Visasig 25k | NFCU Visasig 33k
Message 9 of 9