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How Long Can A Judgement Stay on My Credit

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BetteDavis2013
Valued Member

How Long Can A Judgement Stay on My Credit

How long can a car dealership keep a satisfied judgement on my credit?  It was satisfied 2/2009 and it is also reporting on my credit twice.  Can I request to have the item removed from my credit.  Especialy since I sold the car and paid the car in full.  Any Ideas....

Message 1 of 4
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guiness56
Epic Contributor

Re: How Long Can A Judgement Stay on My Credit

A judgment, paid or unpaid stays for 7 years from date filed.

 

If it is satisifed, see if your state allows for vacating a satisfied judgment.

 

Is it the exact same judgment, same docket number, date filed, etc?

Message 2 of 4
BetteDavis2013
Valued Member

Re: How Long Can A Judgement Stay on My Credit

The duplicated information is the dame - Docket number, file date, satisifed date.

Message 3 of 4
guiness56
Epic Contributor

Re: How Long Can A Judgement Stay on My Credit

You can dispute the duplicate with the CRAs and they should remove that one.  But to get it entirely removed you will need to see if it can be vacated.

Message 4 of 4
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