I sent about eight Debt Validation request and Pay to Delete letters on 9/5. I sent then Return Rec/Certified so I can track. How long do I wait for a reasonable response before I request the Credit Bureaus to delete the information. In all honesty, these collections are old however my CR does not state a time line as to the first date of delinquency or an estimated time when they will fall off. I am positive if I get the actual first DOD, it will be past the statue of limitations. I think some of these old baddies have been purchases multiple times since my CR doesn't;t even report the original creditor. AS a matter of fact, the Original Creditor on some of the baddies are scheduled to fall off in the next six months. Should I give the CA 45 days to respond before asking the Bureaus to delete ? THX!
