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I pulled a credit report and score today from Experian.com (which is a FAKO score) and it's pretty bad, 597. I had a mortgage company pull my credit score on 11/14/12 and for Experian, I had a 642 (which is being used as the middle score for the loan).
I'm praying that my score didn't drop 45 points in the past month because I see no reason for it to drop off. I actually had a lot of bad accounts age off since that report, a total of 8 actually.
So how accurate is the Experian FAKO score vs a real FICO score?
@Mike_B03 wrote:I pulled a credit report and score today from Experian.com (which is a FAKO score) and it's pretty bad, 597. I had a mortgage company pull my credit score on 11/14/12 and for Experian, I had a 642 (which is being used as the middle score for the loan).
I'm praying that my score didn't drop 45 points in the past month because I see no reason for it to drop off. I actually had a lot of bad accounts age off since that report, a total of 8 actually.
So how accurate is the Experian FAKO score vs a real FICO score?
They do not correlate. They could be exactly the same or a hundred off. Search the forums here for ways to get an EXP fico -
FAKO's are not accurate. If accurate they would've been FICO scores.