How accurate is the Walmart Fico? Anyone know?

LoveGoodCredit · ‎02-19-2013

Thanks!

Starting Score: August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across
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TravisD · ‎02-19-2013

Mine was identical when I pulled it from here (the paid TU) and when I saw it on Walmart. I just got the Walmart card so I haven't done a long term comparison.

........???................659 (FICO)................659 (TU08) ........

jordanmedical · ‎02-19-2013

Walmart is TU08, most lenders use TU04. When my lender pulled my report last month, it was 10 points higher than my Walmart FICO.

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)

Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
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