Regular Contributor
Posts: 191
Registered: ‎07-05-2012

How accurate is the fico simulator here at myfico?

I was just browing through and I see there is a simulator available. Has anyone used it? Is it accurate at all? Is it similar to the Credit Xpert software that I've seen, where all of your data is automatically inputed and then you can play around with different scenarios?

Posts: 85
Registered: ‎11-30-2011

Re: How accurate is the fico simulator here at myfico?

Not accurate. 

MyFICO Pulled: (11/28/2012) EQ 635, TU 650, EX 661
Lender Pulled: (12/05/2012) EQ 635, TU 677, EX 641
Lender Pulled: (02/20/2013) EQ 667, TU 661, EX 648
MyFICO Pulled: (05/30/2013) EQ 712, TU 685, EX 686

Finally Hit the 700's as of 06/05/2013!!!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+