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Regular Contributor
igids1
Posts: 191
Registered: ‎07-05-2012

How accurate is the fico simulator here at myfico?

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‎11-14-2012 09:01 AM

I was just browing through myfico.com and I see there is a simulator available. Has anyone used it? Is it accurate at all? Is it similar to the Credit Xpert software that I've seen, where all of your data is automatically inputed and then you can play around with different scenarios?

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Davidngo
Posts: 64
Registered: ‎11-30-2011

Re: How accurate is the fico simulator here at myfico?

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‎11-14-2012 09:06 AM

Not accurate. 

MyFICO Pulled: (11/28/2012) EQ 635, TU 650, EX 661
Lender Pulled: (12/05/2012) EQ 635, TU 677, EX 641
Lender Pulled: (02/20/2013) EQ 667, TU 661, EX 648

GOAL = 700 ATB
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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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