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How accurate is viewing your credit report online?

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igids1
Regular Contributor

How accurate is viewing your credit report online?

Ok, so I initiated some disputes of my credit report online (equifax). I noticed that some negative accounts that are listed on my USAA credit report for equifax, are not listed with equifax online when I use the (backdoor) online dispute. These were legitimate disputes with innacurate information. But I am wondering why I did not see a couple of negative accounts that are showing on USAA. Any thoughts?

Message 1 of 6
5 REPLIES 5
novabama
Frequent Contributor

Re: How accurate is viewing your credit report online?

same thing here.... no clue! I'm all ears...

Message 2 of 6
igids1
Regular Contributor

Re: How accurate is viewing your credit report online?

I forgot to mention, the accounts that are not showing up on my equifax report, were both PFD's. They are still showing on my USAA, but not on equifax directly. I am wondering if maybe USAA has already stopped updating daily. Alot of the information seems old. I am not seeing updates on a few accounts with USAA, but when I go directly to the CRA and look online, they have been updated.

Message 3 of 6
llecs
Moderator Emeritus

Re: How accurate is viewing your credit report online?

Take no offense, but it has to be asked....did you refresh the report?

Message 4 of 6
novabama
Frequent Contributor

Re: How accurate is viewing your credit report online?

in my case yes haha

Message 5 of 6
igids1
Regular Contributor

Re: How accurate is viewing your credit report online?

Yes, I also refreshed my report. I pull daily.
Message 6 of 6
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