If, at any time, a furnisher becomes aware that reported information is inaccurate, they are required under the general provisions of FCRA 623(a)(2) to promptly update the reporting with all CRAs such that the inaccuracy is corrected.
If the furnisher becomes aware of, and agrees that correction is necessary, as the specific result of a dispute with one CRA, then FCRA 623(b)(1)(D) makes the somewhat redundant, but helpful, requirement that the furnisher is also required to report that correction to each other CRA to which they have also reported the disputed information. The intent of that section of the FCRA is to avoid the need to file an identical dispute with each CRA if the furnisher agrees that the information is inaccurate.
The problem is that the furnisher either may not comply with the requirement of section 623(b)(1)(D) and addtionally report the correction to all other CRAs, or their update may not actually be an admission that the prior reporting was found to be inaccurate. You can, if the information is admitted to be inaccurate and they dont update with all CRAs, make an informal call to them reminding them of their obligation, or you can simply file a dispute with the other CRAs.
