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Regular Contributor
ji9
Posts: 139
Registered: ‎10-14-2011
0

How can I check my reports daily

While I'm rebuilding I would like to be able to check all 3 of my CR's daily or atleast weekly.  I don't care about scores, just the CR's.  I've searched the forum and can't seem to get a good idea of what is currently available.  Any suggestions would be appreciated. 

Starting Score: 608 (TU) 612 (EQ)
Current Score: 679 (TU) 679 (EQ)
Goal: 760 on all
Contributor
JWatson0405
Posts: 93
Registered: ‎10-07-2011
0

Re: How can I check my reports daily

There are a bunch of Credit Monitoring Services that are offered by a multitude of companies.  Many of the agencies offer some sort of credit monitoring in addition to franchising out to other providers.  I believe anyone is able to access USAA's CMS, doesn't require a membership, which is what I use.  I like there's, it's powered by EX, offers daily pulls and comes up with a FAKO for all 3 bureaus.  I'm sure there are lots of options, I think the USAA is pretty competitively priced.


Starting Score: EQ-484(10/10/2011) TU-533(10/10/2011)
Current Score: EQ-701(1/18/2013) TU-735(1/20/2013)
Goal Score: 750s!!


Take the FICO Fitness Challenge
Moderator
MarineVietVet
Posts: 14,917
Registered: ‎07-14-2009
0

Re: How can I check my reports daily


ji9 wrote:

While I'm rebuilding I would like to be able to check all 3 of my CR's daily or atleast weekly.  I don't care about scores, just the CR's.  I've searched the forum and can't seem to get a good idea of what is currently available.  Any suggestions would be appreciated. 



Have you checked out the CMS Guide here onsite?

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Valued Contributor
p-
Posts: 2,655
Registered: ‎06-05-2008
0

Re: How can I check my reports daily


MarineVietVet wrote:


Have you checked out the CMS Guide here onsite?

 


+1

12-15-14: FICO EXP: 813 - EQU:802 - TRAN: 756 - AVG: 790 +240 points from JUN 2008 - MY CREDIT JOURNAL

Established Member
huck1081
Posts: 39
Registered: ‎10-07-2011
0

Re: How can I check my reports daily


MarineVietVet wrote:

ji9 wrote:

While I'm rebuilding I would like to be able to check all 3 of my CR's daily or atleast weekly.  I don't care about scores, just the CR's.  I've searched the forum and can't seem to get a good idea of what is currently available.  Any suggestions would be appreciated. 



Have you checked out the CMS Guide here onsite?

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


I read through the above mentioned guide and decided on USAA. Been using it for a little over a week, and I'm very pleased with what it offers. Even though the scores are Fako's it is nice to see the change when things report or fall off etc...

Starting: EQ 589 TU 528 (12/3/2011 FAKO)
Current: EQ 501(Fico) TU 502(Fako) (12/4/2014)
Goal: 640 and a home loan
Regular Contributor
ji9
Posts: 139
Registered: ‎10-14-2011
0

Re: How can I check my reports daily

I did read that guide and other than USAA it didn't look like there was a product that allowed you to pull daily.  I did the USAA today and didn't really like it.  I don't like the format of how they show the info and it didn't seem to have as much detail as I want.  I think I may be better off just checking every couple months directly from each CRA.   Thank  you for replies.  :smileyhappy:

 

Starting Score: 608 (TU) 612 (EQ)
Current Score: 679 (TU) 679 (EQ)
Goal: 760 on all
Established Contributor
kjm79
Posts: 1,008
Registered: ‎01-22-2008
0

Re: How can I check my reports daily

I peronsally use and like the product by TrueCredit ($14.95.month).  I get free daily pulls of my Transunion info (which also happens to be the report that lists every single account I have).  It's also the last CRA that updates.  So once it's on there, I know the other accounts are good.  I was also fortunate enough to get in with TC before they raised their prices.  I get one FREE 3 CRA report per month and then I can get additional 3 CRA reports anytime for $9.95. 

 

When looking for a monitoring service I'd try to find one that gives you the report that contains the majority of your accounts. 


Starting Score: TU? EQ 585 EX? (12/06) (CH 7 bk 11/04)
Current Score: (5/12) TU 699 (myFICO) TU 709 (WalMart) EQ 690 EX 686 (CC denial 7/11)
Goal Score: 720 Across the Board by Mid 2012
Take the FICO Fitness Challenge
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: How can I check my reports daily


ji9 wrote:

I did read that guide and other than USAA it didn't look like there was a product that allowed you to pull daily. 



Aside from USAA, the only other product I know of is via 'eliminate ID theft', which resells TransUnions product. It is similar to TrueCredit, but you can pull all 3 reports every 24 hours. The price is more than the USAA product.

Valued Contributor
discernment
Posts: 1,142
Registered: ‎09-01-2011
0

Re: How can I check my reports daily


ji9 wrote:

I did read that guide and other than USAA it didn't look like there was a product that allowed you to pull daily.  I did the USAA today and didn't really like it.  I don't like the format of how they show the info and it didn't seem to have as much detail as I want.  I think I may be better off just checking every couple months directly from each CRA.   Thank  you for replies.  :smileyhappy:

 


We've been using the USAA CMS for awhile now.  We like it because it DOES show every account with lots of detail. :smileyvery-happy: 

 

Different strokes for different folks!



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Valued Contributor
p-
Posts: 2,655
Registered: ‎06-05-2008
0

Re: How can I check my reports daily


ji9 wrote:

I did read that guide and other than USAA it didn't look like there was a product that allowed you to pull daily.  I did the USAA today and didn't really like it.  I don't like the format of how they show the info and it didn't seem to have as much detail as I want.  I think I may be better off just checking every couple months directly from each CRA.   Thank  you for replies.  :smileyhappy:

 


On the USAA if you expand each account you can see additional detail...

12-15-14: FICO EXP: 813 - EQU:802 - TRAN: 756 - AVG: 790 +240 points from JUN 2008 - MY CREDIT JOURNAL


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