cancel
Showing results for 
Search instead for 
Did you mean: 

How can i dispute a collection if the creditor just reported to one agency

tag
cue
New Visitor
New Visitor

How can i dispute a collection if the creditor just reported to one agency

Hi guys, just like the title, how can i dispute a collection if the creditor just reported to one agency? This account has been paid, and i want to update this info with this agency.

But is my understanding that after a dispute, this credit agency will try to update or report to the others, and of couse, i don't want this. What can i do ? Any response will be greatly appreciated.

 

Thankyou in advance.

Message 1 of 6
5 REPLIES 5
09Lexie
Moderator Emerita

Re: How can i dispute a collection if the creditor just reported to one agency

Message 2 of 6
09Lexie
Moderator Emerita

Re: How can i dispute a collection if the creditor just reported to one agency

Welcome to the forum! Have you contacted the CA and provided them proof it's been paid?
Message 3 of 6
allllllllllll
New Member

Re: How can i dispute a collection if the creditor just reported to one agency

Thankyou lexie , no yet.

Message 4 of 6
Shogun
Moderator Emeritus

Re: How can i dispute a collection if the creditor just reported to one agency

Why not start with the nicest way first.  Ask for a GW, be short and sweet, and tell about your situation. It's better to start with a GW, because they may be less inclinined after you've disputed or argued with them.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 6
allllllllllll
New Member

Re: How can i dispute a collection if the creditor just reported to one agency

Thankyou shogun

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.