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How can old repo's show recent delinquency on my CR?

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guiness56
Epic Contributor

Re: How can old repo's show recent delinquency on my CR?

CO = Charge Off.

 

What are the DoFD of each of these?

 

Was the one from 2004 CO then or at a later date?

Message 11 of 14
tirado126
Contributor

Re: How can old repo's show recent delinquency on my CR?

DoFD for the 2004 is Nov 2006

DoFD for the  2008 not sure, but one of the CR states "acct sched to continue on record until Oct 2017"

 

 

--------------------------------------------------------------------------------
Starting Score: EQ 542, TU 503, EX 580 (all lender pulled 06/07/11)
Current Score: EQ 649, TU 722, EX 654 (pulled Dec 2013)
Goal Score: 700 club for all 3 agencies!

CapOne$750/FP$400/Matrix$300/VS$500/Walmart$500/BestBuy$1K/KayJeweler$2K (last app 12/16/13)
Message 12 of 14
guiness56
Epic Contributor

Re: How can old repo's show recent delinquency on my CR?

Nov 2006 it will be excluded from your CR around Nov 2013.

 

Oct 2017 would make the DoFD around Oct 2010.

 

You can try a PFD with the OCs.

 

 

Message 13 of 14
tirado126
Contributor

Re: How can old repo's show recent delinquency on my CR?

Thanks, I think that's my only option if I want to be a homeowner this year.

--------------------------------------------------------------------------------
Starting Score: EQ 542, TU 503, EX 580 (all lender pulled 06/07/11)
Current Score: EQ 649, TU 722, EX 654 (pulled Dec 2013)
Goal Score: 700 club for all 3 agencies!

CapOne$750/FP$400/Matrix$300/VS$500/Walmart$500/BestBuy$1K/KayJeweler$2K (last app 12/16/13)
Message 14 of 14
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