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Wonderin wrote:
Whoa, James ... did they say WHERE they filed against you? In your home state?
You need to find this out ... what defines proper service depends on your state's laws and statutes.
But honestly, I think they may be yanking your chain. I have never heard of a situation where a judgment was obtained yet didn't report to the CRAs. I think that smells fishier than the Wahoo we had for dinner (and trust me, it stank-o!).
But find out WHERE it was filed. Somewhere, it should have a case number. If not, ASK for it. You've already paid the *bleeping* thing ... what else do you have to lose???Wonderin,They never filed, i was never, ever served a judgement. I received a letter a few months back from them stating if I don't pay $2077 amount of dollars they would have no other choice but to persue further action and sue me for $4,050.50 amount of dollars and they had that amount listed as a judement amount. That amount was 2 thousand dollars more then the original debt (What? hahaha 2 thousand dollars for a judgement?)Anyways they said if I pay the $2077 amount of money they will not file the judgement, blah blah, whatever.I quickly paid off the $2077 amount in fear of receiving this judgement.I just now today got my release letter from them as SIF (Settled in Full) and they list the Judgement amount as my full balance.What? How can they list my judgement amount, when I wasn't even served a judgement? And then have the nerve to say I settled for less because I didn't pay the judgement amount of 2 thousand more, when I clearly didn't have to.This is what the letter said"This letter is in regards to your ***** account in the amount of $4,050.50 that was placed with PN Financial.This letter confirms that the above referenced account will reflect a zero balance, with your final payment on May 27th 2008 in the total amount of $2,077.19"But my original balance wasn't $4,050.50, that was the amount they said they would sue me for if I didn't pay the $2,077.19.
v/r
James
@Anonymous wrote:
In your case, the SoL for filing a civil lawsuit on the grounds of fraud is the same -- 4 years.
I'd get on it ASAP ... it's your money, why should you let them have it to play with any longer than necessary??!!
When will you be back CONUS?
Excuse me for being nosy ... but does "CONUS" mean "Continental US"?
Wonderin wrote:When will you be back CONUS?