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Both. It completely varies by person, there is no way to convert from a FAKO to a FICO.
@Anonymous wrote:
So could there possibly be a huge difference or are they normally all in the same ballpark? thanks!
Ive learned to ignore FAKOs all together. They will end up driving you NUTS! Mine have been either nowhere near....or WAAAAAY OFF...thats how reliable they are-LOL
@Anonymous wrote:
So could there possibly be a huge difference or are they normally all in the same ballpark? thanks!
It really could be either case. It is close for some people, and for others it is much higher, or lower.