I currently have a collection account on my file by Midland Credit Management, however, my file doesn't list the OC. How do I find out who or what this is without contacting Midland?
I also noticed that this Midland acct showed on my EX and TU reports in Jan, but as of today, its not listed on either, just Equifax. Does that mean it is due to fall off and just hasn't fallen off of EQ yet?
JOYmonica
Starting Score: EQ 601 TU 593 12/2010
Are you looking at the full reports via annualcreditreport.com?
Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010Yes. I just noticed that my Experian report from January 2011 says that this account is due to remain until Feb 2011. Does that mean that EQ just may be a bit slow in the deletion process considering EX and TU have deleted it already?
Yep. I'd let it die. Does the full report not list the OC, though? If it weren't about to die, I'd DV the CA asking them to id the OC.