Rebuilding Your Credit

[fast_cat77]

I have a CA from 4 years ago that I want to send a GW letter to.  but I don't understand the code on my "myFICO' report.  it says the CA is 905YC00000

I never recieved a bill from the original creditor and I never recieved a letter from the company, only a phone call.  so I have no physical paper work to fall back on to try and figure this out.  any ideas??

Mrs. M.

[Chopbrocoli]

The report doesn't list the CA's name? 

[MarineVietVet]

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fast_cat77 wrote:

I have a CA from 4 years ago that I want to send a GW letter to.  but I don't understand the code on my "myFICO' report.  it says the CA is 905YC00000

I never recieved a bill from the original creditor and I never recieved a letter from the company, only a phone call.  so I have no physical paper work to fall back on to try and figure this out.  any ideas??

Mrs. M.

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Hi there.

Reports from third party sites (including myFICO) often don't have the most complete information. If you pull your free reports from annualcreditreport.com the name of the CA should be listed.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[guiness56]

Since it is masked, it is probably a medical collection.

As advised, get your reports from annualcreditreport.com.