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Collections
A collection is reported on your credit report when a business turns over an unpaid account to a collection agency. One collection can hurt your FICO® score and several collections can severely hurt your FICO® score.
The collection agency "178YC00000" was hired to collect a debt of $51 on account number "XXXXXXXX".
Collection agency [?]Original balance [?]Current balance [?]Date assigned [?]Account number [?]Account holder [?]Account descriptions [?]178YC00000 |
$51 |
$51 |
Dec, 2011 |
XXXXXXXX |
Individual |
Medical |
The collection agency "578YC00000" was hired to collect a debt of $264 on account number"XXXXXXXXXXXX4953".
Collection agency [?]Original balance [?]Current balance [?]Date assigned [?]Account number [?]Account holder [?]Account descriptions [?]578YC00000 |
$264 |
$264 |
Mar, 2010 |
XXXXXXXXXXXX4953 |
Individual |
Consumer disputes this account information Medical |
The collection agency "401YC00000" was hired to collect a debt of $129 on account number "XXXXXXXX".
Collection agency [?]Original balance [?]Current balance [?]Date assigned [?]Account number [?]Account holder [?]Account descriptions [?]401YC00000 |
$129 |
$129 |
Sep, 2011 |
XXXXXXXX |
Individual |
Medical |
The collection agency "401YC00000" was hired to collect a debt of $244 on account number "XXXXXXXX".
Collection agency [?]Original balance [?]Current balance [?]Date assigned [?]Account number [?]Account holder [?]Account descriptions [?]401YC00000 |
$244 |
$244 |
Sep, 2011 |
XXXXXXXX |
Individual |
Medical |
Send DVs to each CA. If they verify and you agree, then send a PFD.
ETA...per falling off, you need to know when CRTP is up, and of course that's based on the DOFD of the debt. If falling off soon, then that's your call to sit it out or pursue it. IMO, if it were mine, I'd pursue PFDs now even if it were to fall off very soon. Even after it disappears, they can collect forever and the balances are small anyway. Less to worry about in the future.
llecs I PMed you. I could not post my accounts on here because the message excedded 20k characters