How do I remove Charge off?

Anonymous · ‎07-28-2017

I am looking to lease a brand new mercedes in January when my special order comes, but I have one charge off showing and I am scared that it will jeopardize my chances of getting approved for the car.

I was wondering what are the steps I can take to remove a charge off my transunion first.

Please help me !

RobertEG · ‎07-28-2017

Assuming the debt is legit, you must obtain a voluntary reporting of deletion from the creditor.

You should sent the reporting creditor a request for their good-will deletion.

Anonymous · ‎07-28-2017

@RobertEG wrote:
Assuming the debt is legit, you must obtain a voluntary reporting of deletion from the creditor.
You should sent the reporting creditor a request for their good-will deletion.

Yeah the debt is legit, It was a credit card that I neglected to pay off when I was 19, am 23 now, and it went to collection, but I went to the branch and paid it off and now it's just posted as a Charge-Off Closed with $0 dollars owed. Bank of America by the way