@Anonymous wrote:
I sent them a debt validation letter and they responded with a demographic sheet showing his name, but someone else's dob, ssn, emergency contact, address, phone number, etc....i KNOW its not his....
OK, so what you need to do is send them a letter informing them that they are pursuing the wrong person. Include copies of hubbies ID information, DL and SS card, proof of residence (copies of old utility bills,), etc., to establish that he is not the person described in the spreadsheet. If they continue to report it on his credit after a reasonable waiting period (30-60 days), send them an ITS letter.
