Reply
Regular Contributor
kyomagi
Posts: 169
Registered: ‎05-02-2007
0

How fast does a inquiry show up on your report?

Topic, need to know, i close on my house next week, but i know they are not pulling credit again since my report is good until 2/24

Moderator
pizzadude
Posts: 9,225
Registered: ‎01-28-2010
0

Re: How fast does a inquiry show up on your report?


kyomagi wrote:

Topic, need to know, i close on my house next week, but i know they are not pulling credit again since my report is good until 2/24



Inquiries will typically show right away IMO.   In some rare cases they are delayed or take a day or so to show up.

 

If you are about to buy a house I would wait until you are closed before doing anything, don't rock the boat....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor
namvet
Posts: 866
Registered: ‎09-22-2011
0

Re: How fast does a inquiry show up on your report?


kyomagi wrote:

Topic, need to know, i close on my house next week, but i know they are not pulling credit again since my report is good until 2/24


Your credit is subject to being pulled again prior to closing and/or funding of your loan.  Hold off on apping for new credit until this event is over. 

Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011
0

Re: How fast does a inquiry show up on your report?


namvet wrote:

kyomagi wrote:

Topic, need to know, i close on my house next week, but i know they are not pulling credit again since my report is good until 2/24


Your credit is subject to being pulled again prior to closing and/or funding of your loan.  Hold off on apping for new credit until this event is over. 


+1

 

Do not app for anything until the keys to your new home are in your hands.

 

Best of Luck.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Regular Contributor
kyomagi
Posts: 169
Registered: ‎05-02-2007
0

Re: How fast does a inquiry show up on your report?

ya i will hold off then, i do take possession next week.  But as far as my credit being repulled- the UW and LO both said they dont repull

Moderator
pizzadude
Posts: 9,225
Registered: ‎01-28-2010
0

Re: How fast does a inquiry show up on your report?


kyomagi wrote:

ya i will hold off then, i do take possession next week.  But as far as my credit being repulled- the UW and LO both said they dont repull



They might be wrong, it wouldn't be first time :smileywink:

 

Good call to wait on the new apps until you are moved in....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+