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How fast does a inquiry show up on your report?

Regular Contributor

How fast does a inquiry show up on your report?

Topic, need to know, i close on my house next week, but i know they are not pulling credit again since my report is good until 2/24

5 REPLIES
Super Contributor

Re: How fast does a inquiry show up on your report?


kyomagi wrote:

Topic, need to know, i close on my house next week, but i know they are not pulling credit again since my report is good until 2/24



Inquiries will typically show right away IMO.   In some rare cases they are delayed or take a day or so to show up.

 

If you are about to buy a house I would wait until you are closed before doing anything, don't rock the boat....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor

Re: How fast does a inquiry show up on your report?


kyomagi wrote:

Topic, need to know, i close on my house next week, but i know they are not pulling credit again since my report is good until 2/24


Your credit is subject to being pulled again prior to closing and/or funding of your loan.  Hold off on apping for new credit until this event is over. 

Valued Contributor

Re: How fast does a inquiry show up on your report?


namvet wrote:

kyomagi wrote:

Topic, need to know, i close on my house next week, but i know they are not pulling credit again since my report is good until 2/24


Your credit is subject to being pulled again prior to closing and/or funding of your loan.  Hold off on apping for new credit until this event is over. 


+1

 

Do not app for anything until the keys to your new home are in your hands.

 

Best of Luck.


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Regular Contributor

Re: How fast does a inquiry show up on your report?

ya i will hold off then, i do take possession next week.  But as far as my credit being repulled- the UW and LO both said they dont repull

Super Contributor

Re: How fast does a inquiry show up on your report?


kyomagi wrote:

ya i will hold off then, i do take possession next week.  But as far as my credit being repulled- the UW and LO both said they dont repull



They might be wrong, it wouldn't be first time Smiley Wink

 

Good call to wait on the new apps until you are moved in....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX