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I had looked at my CR from EX on myfico and saw a account for 293 that was medical that was reported 1/13 I couldn't remember what this could be from but thought it was an old account that recently got sold. I sent them a pfd about 2 weeks ago and heard nothing from them. I had decided to go to annualcreditreport.com to get a general idea what was going on every CR. I noticed the medical account was on EX and TU but when I noticed the dofd it was 8/12 and my husband did not go to any er hospital in 2012 at all. Then the OC that is listed is not a dr in Mississippi. How can I fix this? I need to dispute but I sent the pfd.
Not much you can do with the PFD since it is already sent but I would go ahead and send a DV using CMRRR to the address in the credit report.
Certified Mail Return Receipt Request