05-11-2012 08:44 AM - edited 05-11-2012 08:45 AM
Anyone know why this isn't showing as negative on my report? It doesn't have a flag and on the account tab, it's not identified as a negative item.
Status as of
Date opened [?]
Date of last activity [?]
Largest past balance [?]
Account Type [?]
Account holder [?]
No contact information provided by Equifax
Current Status [?]
Past Due Amount [?]
120+ days past due
Seven year payment history [?]
30 days late
60 days late
90+ days late
Worst Delinquency [?]
05-11-2012 09:47 AM
Makes sense. Thank you!
05-11-2012 09:54 AM
And I'll add that a dispute comment has no impact on a CA...however, some CAs report and mimic OCs, as it appears this one is doing. It might even be miscoded as an OC vs. CA which supports the no-red-flag issue. IMO, I wouldn't want it moved or fully scored as a CA, but I would DV then PFD.
05-11-2012 10:29 AM
Thank you! I was wondering if I should DV or wait for it to fall off. I think I will take your advice.
05-11-2012 10:36 AM
One more question if you don't mind. I actually got a Capital One a few weeks ago unsecured. If I DV, will it risk loosing the new card?
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