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How long do disputes stay on your CR?

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js0319
Established Contributor

How long do disputes stay on your CR?

I disputed some inaccurate information recently with the 3 bureaus, such as incorrect balances, cards that aren't mine, etc. How long does the "credit dispute - reinvestigation in progress" note stay on those items? The bureaus said it would take 30-45 days, but will that message be removed once the investigations close? I sufferred a 23 point loss when the investigation notes hit my CR, but some of the information has already been corrected in the last couple of days.

AMEX PRG - NPSL I AMEX Everyday Preferred - $34.8k I Capital One Venture - $20k I Chase Sapphire Preferred - $25.5k I Chase Southwest Rapid Rewards Premier - $20.7k I Barclay Arrival + - $10k I Capital One Quicksilver - $10k I NFCU Flagship Rewards Visa Signature - $15k I NASA FCU - $10k I Texell FCU Visa - $5k I Chase Freedom - $9.9k I Citi Double Cash - $7.8k I Discover IT - $5k I NFCU CLOC - $15k I Total Unsecured Credit - $188,700

EQ FICO - 714 (5/24/16) I TU FICO - 772 (5/24/16) I EX FICO - 770 (5/24/16)
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llecs
Moderator Emeritus

Re: How long do disputes stay on your CR?

Most usually the comment will naturally fall off after the 30-45 days.

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