No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
If I am not mistaken, most people are of the belief that a 30-day late can impact scoring for about two years. Would anyone have any idea or experience how long a 60-day late typically impacts scores? I am assuming it would be a good 3-4 years, but wondering what others have experienced.
Thanks!
@EW800 wrote:If I am not mistaken, most people are of the belief that a 30-day late can impact scoring for about two years. Would anyone have any idea or experience how long a 60-day late typically impacts scores? I am assuming it would be a good 3-4 years, but wondering what others have experienced.
Thanks!
Anecdotal evidence says the worst pain is the first 2 years though it can easily cost a few points all the way to CRTP, saw a post somewhere that said they gained a few points after their last 60 day late aged off.