How long does a deletion usually take?

[Anonymous]

I finally recieved notice from Enhanced Acquistions that they will be removing themselves from all of my credit reports.  How long does this usually take?  I got the notice over a week ago and they are still on my report.  Thanks!

[Anonymous]

Depending on how they submitted the delete it could take 60 days.  I had an OC that agreed to delete..came off equifax and TU immediately but experian is still showing.  I'm giving it a few more days and then I will contact the OC again.

[Anonymous]

That long huh?  That sucks.  I need it now.  Doing a re-pull with my lender first of March.

[Anonymous]

Give them a copy of the agree to delete...they can rapid rescore

[Anonymous]

I had Eastern Account Systems remove a Collection from my EX report. I put in the request on Jan 14, came off today! So it took about a month, but I kept disputing it and calling the OC, CA and EX consistently. I guess, they got tired of my badgering and removed it? It doesn't show up on my report anymore!

I had Enhanced Recovery reporting to EQ and TU and they deleted it almost in less than a week. So I think EX is pretty thorough when it comes to deletions! 

[Anonymous]

I've had a couple removals in exchange for full payment and have been told up to 90 days if I pay with debit/credit card or up to 30 days using check by phone.

[Anonymous]

This was the result of a CFPB complaint.  The company responded that they would cease all collections, recall the account and delete it from my reports.  I would think they would get it done as my attorney sent them a letter too stating that if we have not seen results in 20 days he would begin litigation.

[Anonymous]

It's definitely something to the tune of a watched pot never boils! 

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@Anonymous wrote:

I finally recieved notice from Enhanced Acquistions that they will be removing themselves from all of my credit reports.  How long does this usually take?  I got the notice over a week ago and they are still on my report.  Thanks!

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[Anonymous]

I seriously believe it depends on which CRA it is. 

In my experience, EX deletes as fast as the request is submitted. TU takes about a 5-7 days, and EQ......I haven't been able to get anything deleted with out either BBB/CFPB complaints or disputing the account the CA has already requested deletion for. 

I hate dealing with EQ.

[gdale6]

Typical times using the electronic e-oscar system are 3-5 business days, for manual reporting 30-60 days. All times are from the time they actually submit the update.