I have a paid judgment that is 2 1/2 years old. It is the #1 and #2 things that adversely affect my score. Is this thing going to keep hurting me for another 41/2 years?
From what I've read, contact the court that issued the judgment, most likely it's the civil court in the county where you live.
Call or go to the civil court clerk's office and ask "how do you vacate a judgment?"
I believe they will want you to file an "order to show cause". She probably will have the forms there for you.
Hope this info helps.
Some counties do have this info on their web sites.
ETA; If you live in New York a paid judgment is 5yrs.
Ok. Thanks you guys. I'm down to this and medical collections. I will take a day off work and go to the court house. They are rarely answer the phone down there. In 2009, I had no idea how I would dig myself out of this mess. My boss told me she didn't think I would be able to do it unless I had a rich uncle come along and give me the money. But, I'm almost done . With God's help, I have paid over $20k back-some were settlements others were not. $3500 more to go.