How long does high balance get reported?

[Anonymous]

Hi All,

Just curious when the High Balance or Credit Limit on closed accounts falls off your credit report?

Thank you!

[Whitneyy]

Good question, I've been wondering too!

[elim]

I have a 9 year old "closed" account still reporting...

high balance: $5030.00    

limit: $5000.00

I know that i maxed that card out 1 time (only) in it's early days then paid it off the following month and rarely used the card. so, that would have been about 15 years ago.

[elim]

old tradelines stay on your file for 10 years. the negs will be removed from that tradeline after 7 years. (atleast thats how mine worked out)

[Anonymous]

this is assuming no activity but card is still open.

Its 10 years if card is Revolving Acct/closed. I have card that was open since 1990 and still on my reports becozi its active.  If installment acct paidoff/closed then 10 years as well. eg Auto/Furniture Loans