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How long does it take for Deletions to fall off.

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Anonymous
Not applicable

How long does it take for Deletions to fall off.

I've gotten 2 CA letters stating that they will delete, but haven't seen the change in my scores or the reports.  How long does it generally take to see the effects of the deletions.
Message 1 of 3
2 REPLIES 2
ineedahome
Member

Re: How long does it take for Deletions to fall off.

I just had a medical collection deleted. The collectors said it takes them about 3-5 days to file it with the CRB's and then it takes the CRBs about 5-10 for it to be deleted. But it only took about 10 days total for me.
Starting Score: 512 (02/12/10)
1 month Score: 569 (03/08/10)
Current Score: 631 (04/10/10)
Goal: 620+
Message 2 of 3
jordy
Contributor

Re: How long does it take for Deletions to fall off.

ive had one drop in 3 days and one drop in approx 30 days...

it all depends on when the tl reports to the cra's...

every company has different update times...

some will post as soon as they send the letter...some may update weekly, bi-weekly, or monthly...

funny thing is the one that deleted in 3 days, in my letter it stated it would be deleted within

30-60 days... so its really anyone's guess.... 


Starting Score: EQ 623 (1/28/10) TU 666 (1/28/10)
Current Score:  EQ 666 (3/4/10) TU 708 (3/4/10)
Goal Score:    EQ 680TU 700
Message 3 of 3
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