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How long does it take for Ex to report to FICO?

Regular Contributor

How long does it take for Ex to report to FICO?

I have the Experian monthly service to monitor my report and I just got an update that showed a substantial increase in my score.  Does anyone know how long it takes before it will show up on my FICO?  I'd hate to pay the $15.95 prematurely.
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3 REPLIES
Valued Contributor

Re: How long does it take for Ex to report to FICO?

Instantly...is the Experian a vantage score...if it is..you can't look at that to see what you FICO score is going to be...but..if you know for sure something has changed..like a deletion...fall off...etc.....you can pull to see what it is...
Message 2 of 4
Regular Contributor

Re: How long does it take for Ex to report to FICO?

I did have one collection account deleted thanks to a GW but the big increase was paying down a CC from a $5000 balance to a $300 balance. 
Message 3 of 4
Valued Contributor

Re: How long does it take for Ex to report to FICO?

Well, if you know something has changed...get it...the increase might be more than you see on the other score...GOOD LUCK!!!
Message 4 of 4