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How long does it take for a paid off judgement to drop from your credit?

Senior Contributor

Re: How long does it take for a paid off judgement to drop from your credit?


marinevietvet wrote:

 


O6 wrote:


You're right.  Generally the CRAs just drop them at seven years.

 

I have, however, seen some judgment renewals that have kept judgments on credit reports for a long, long, long time. 

 

 


 

Hopefully those are few in number for the consumer's sake.

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


 

 

Not sure of the numbers, but I have seen it several times.  In some states a judgment renewal creates a brand new judgment that has another 7-year lifetime.

 

In the interests of fairness, I think CRAs should also kill the subsequent judgments. 

IAALBNYL