Senior Contributor
Posts: 3,626
Registered: ‎10-13-2009

Re: How long does it take for a paid off judgement to drop from your credit?

marinevietvet wrote:


O6 wrote:

You're right.  Generally the CRAs just drop them at seven years.


I have, however, seen some judgment renewals that have kept judgments on credit reports for a long, long, long time. 




Hopefully those are few in number for the consumer's sake.



From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".



Not sure of the numbers, but I have seen it several times.  In some states a judgment renewal creates a brand new judgment that has another 7-year lifetime.


In the interests of fairness, I think CRAs should also kill the subsequent judgments. 


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