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How long does it take for credit score to change when the bureaus find out?

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HigherFico
Regular Contributor

How long does it take for credit score to change when the bureaus find out?

How long does it take for credit score to change when the bureaus find out?


Starting Score: 520
Current Score: 627
Goal Score: 700


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Message 1 of 5
4 REPLIES 4
-NewGuy-
Moderator Emeritus

Re: How long does it take for credit score to change when the bureaus find out?

Find out what?

Message 2 of 5
gdale6
Moderator Emeritus

Re: How long does it take for credit score to change when the bureaus find out?

Scores can change instantly on information reported to the CRA, they are generated in that "moment of time" and have no memory.

Message 3 of 5
HigherFico
Regular Contributor

Re: How long does it take for credit score to change when the bureaus find out?

I am having 2 collections deleted. I was told the other day and wanted to know when I might see a bump in score.


Starting Score: 520
Current Score: 627
Goal Score: 700


Take the FICO Fitness Challenge

Message 4 of 5
benitosolo04
Valued Member

Re: How long does it take for credit score to change when the bureaus find out?

Could take up to 90 days unless you do a rapid re-score (about 50$ per agency per account) with your mortgage company. Mine took about 45 days to show up once removed (without rapid re-score). Hope this helps a little.


AU:(2/28/15 Starting FICO's EX= 685 TU= 689 EQ= 683 Goal=750 GARDEN- 3/3/2015 Last APP- 3/3/15)
Message 5 of 5
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