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Hello everyone,
I was past due on a synchrony account and I was late every month just 1 payment so it wouldnt hurt my credit, with thanksgiving being at my house i got caught up in the mayham and forgot to pay it and paid it a day later, how long will the 30 day take to show up on my credit report?
Also,
Has anyone had any luck sending a goodwill letter with this bank?
Thanks!
@timmis1127 wrote:Hello everyone,
I was past due on a synchrony account and I was late every month just 1 payment so it wouldnt hurt my credit, with thanksgiving being at my house i got caught up in the mayham and forgot to pay it and paid it a day later, how long will the 30 day take to show up on my credit report?
Also,
Has anyone had any luck sending a goodwill letter with this bank?
Thanks!
Are you saying your payment was only a day late? If so, it won't be reported. If you were actually 30 days or more late then it will probably show up in a month or two.
I was 30 days late
I am terrified to whats going to happent to my score. Has anyone had success with a GW letter?
Being payments are 30% of a credit score, the 30 day late will have a big impact unfortunately.