New Visitor
Posts: 1
Registered: ‎04-20-2011

How long for Experian to raise the FICO?

Here's the timeline:


4/18 - signed up for EX Fako score and a one time credit report. 1 old collection there.

4/19 - put a dispute in for the collection with EX online.

4/20 - email back from EX, item deleted (yeah, amazingly fast, I was pleasently surprised)

4/20 - access my EX account, but the Fako score didn't move since it is was pulled on 4/18 


How long does it take Experian to raise the FICO?

My 2 other FICO's are fine and I need to apply for a motgage. Should I wait a month? Is there a way to find out sooner?

Posts: 22,406
Registered: ‎01-17-2008

Re: How long for Experian to raise the FICO?

There is no relation between a FAKO and a FICO.


Just because your EX FAKO has not risen does not mean your FICO hasn't.  You really won't know till you have your reports pulled.



Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.