How long is "New Credit" considered new credit?

[theheater30]

This is one of the things effecting my score, I'm going to take a break from this credit rebuilding nightmare and let time do some work... So my question is, how long is new credit considered new credit? A year?

[JohnPTEX]

I can only speak from personal experience here last week, but I have a credit card that I opened last August, the limit has been doubled since then, but was denied for a Barclay's card until that card is on my credit for another 4 months, putting it at exactly one year

Oddly enough they didn't even mention the card I opened last October.

[randaljon]

I'd think 24 months of payment history it is no longer considered new?

[theheater30]

24 months? I was hoping for a year, I have had my first loan and CC both reporting as a year soon so I was hoping I'd see some kind of boost from that.... but I guess I better slow down and give it a lot more time!

I figured a year since inquiries stopped effecting your score after one year.

[JohnPTEX]

My understanding is that your score is only based on the AAoA and not the individual account ages, but it is alos my understanding that credit granters look to the individual age of a single account.

Maybe someone can weigh in on this belief.

[Adalen]

It will probably depend greatly on the company you will be dealing with when applying for something.  You'll never really know until you try.

[ChetBrown56]

All my new accounts that I had. after one year from the first reporting date stopped saying accounts are too new.

[pakman92]

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@ChetBrown56 wrote:

All my new accounts that I had. after one year from the first reporting date stopped saying accounts are too new.

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Thanks.  I think this answers the OP's question, when will FICO scoring model stop considering the account new.

[MarineVietVet]

Of course everyone's situation will be different but from reading hundreds and hundreds of posts it seem like 6-12 months is a common time frame for scoring to no longer consider an account "new".