How long should I wait before pulling a new CR?

[Anonymous]

Just wondering about how long I should wait before pulling a new report if I just received word that a few things are being deleted. I know the CRs have up to 30-45 days to update(correct?), but want to see the changes!!!. Praying for patience, not my strong point.

[pizzadude]

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@Anonymous wrote:

Just wondering about how long I should wait before pulling a new report if I just received word that a few things are being deleted. I know the CRs have up to 30-45 days to update(correct?), but want to see the changes!!!. Praying for patience, not my strong point.

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I'd recommend waiting at least 30 days, or at least until the next statement cycle for the account has been processed ( assuming that it is still open ).

Typically the delay is on the creditor's side ~ once the CRAs get the request to update/delete they usually process it within a few days.

[Anonymous]

thanks pizzadude. I am anxious to see the results, but will try to wait it out.

[bridgetkaryn]

I know it can get a little pricey but I would subscribe to one of the CRA's sites that you can pull from for free as much as you want (all 3, EX, EQ and TU offer it through their sites) average runs about $15.00/mo but you can pull reports daily for free from that CRA (other sites cost you)... Even if you subscribe to 1 you can see whats come off, wait a week and pull from Myfico and see where you are at...

Hope that helps!

[Anonymous]

(know it can get a little pricey but I would subscribe to one of the CRA's sites that you can pull from for free as much as you want (all 3, EX, EQ and TU offer it through their sites) average runs about $15.00/mo but you can pull reports daily for free from that CRA (other sites cost you)... Even if you subscribe to 1 you can see whats come off, wait a week and pull from Myfico and see where you are at...

Hope that helps!)

Yea, I am doing SW here, but don't want waste a pull if nothing has come off yet. I might look into that.

[FrugalRican]

I had a Bank of America statement I was waiting to cut on February 11th. By February 16th, when I pulled my reports, everything was simpatico.

[Anonymous]

yea, i think EQ just scammed me. 16.95 a month, first month 4.95 and as i look at the report, i noticed it says report does not update.  what the heck is that?? why would i want to pay 16.95 a month for the same report??? i think i need to look at it a little closer. 

[Anonymous]

sorry, that is for the 3-in-1. still, not a great deal

No, apparently it does not update. rip off.  But I do see that the PR is gone, so I guess that was worth 4.95 to see that. 

[bridgetkaryn]

I have the EQ and it may not automatically but you can update yoru score yourself for free as much as you want...

[Anonymous]

oh really bridge? I guess I need to explore the site more.  I am a bit confused. Are those scores considered PLUS scores or FAKOs? There is a difference between scores on here compared to EQ site.