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How long should I wait?

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apandabear
Regular Contributor

How long should I wait?

CA agreed last month to remove a collection from all 3 bureaus. This was in response to a GW letter, and the account had been paid in 2010.

 

I received a letter about a week later, dated 6/21 saying that it had been deleted from all 3.

 

The CA is still showing on my report. How long do I need to wait before disputing? I want it off!!!

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695
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1 REPLY 1
RobertEG
Legendary Contributor

Re: How long should I wait?

Private agreements to delete information from your credit file are not basis for a dispute over the accuracy of the information.

The CRAs are not a party to those agreements, and dont, as a matter of policy, accept payment of a debt as a basis for CR deletion.

 

I would not dispute.  Next step is to contact the debt collector and remind them of their agreement.

Message 2 of 2
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