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I paid Asset Acceptance on March 26th.
Ex and TU updated in the beginning of April to show the account Paid In Full/$0 Balance.
Eq is showing that Asset Acceptance has not updated since the beginning of March, and still shows an outstanding balance, +120 Late, Open account. It's been over 60 days...should it really take this long??
It should have updated already. I would write a GW to Asset saying that you paid it and ask them to delete and I'd throw in a mention that even after a payment, they are reporting a balance on your CR two months later.
I've contacted them and they said they already submitted the paid info to the credit bureaus, and it was Equifax's fault that they hadn't updated. I called Equifax and they're saying that Asset hasn't reported on the account since the beginning of March.
I dont want to have to open a dispute to get it updated, because then I have to deal with getting the dispute comment off. Isn't there some guideline saying that CA's have to update information in a timely manner?
It's somewhere in the FCRA, though I'll let RobertEG or others point out the statute.