02-20-2013 11:21 AM
Had two small medical collections pop up on my reports. One from 2008, other from 2009. Sent PFD, they recieved and signed for on Feb. 4. What is next step if I do not hear back from them? Also what is the average time to hear back?
02-20-2013 11:25 AM
I'd give them a little bit more time. If you haven't heard back from them by the end of the month, send another one.
Also, don't send a PFD via CMRR, send it regular mail. Sending it CMRR could make it look forced.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO