Reply
Regular Contributor
Posts: 205
Registered: ‎10-12-2012
0

How long to wait after PFD/ Next Step

Had two small medical collections pop up on my reports. One from 2008, other from 2009.   Sent PFD, they recieved and signed for on Feb. 4.  What is next step if I do not hear back from them? Also what is the average time to hear back?

Amex BCP $17,400, Amex Platinum NPSL, Amex Hilton $12,000, Virgin Atlantic World Elite MC $8100, Chase Sapphire Preferred $5000, Barclay Arrival World Elite MC $6000, Citi Hilton Visa Sig., $8800, Citi TY Preferred $7900, Citi Diamond Preferred $7400, Citi Dividend $7500, US Bank Flexperks Visa Sig, $7500 Discover IT $7500, Chase Freedom $3500, Cap One Cash $2500,-- EQ FICO 768, EX FICO 755
Moderator
Posts: 22,406
Registered: ‎01-17-2008
0

Re: How long to wait after PFD/ Next Step

I'd give them a little bit more time.  If you haven't heard back from them by the end of the month, send another one.

 

Also, don't send a PFD via CMRR, send it regular mail.  Sending it CMRR could make it look forced.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.