New Contributor
Posts: 108
Registered: ‎09-09-2012

How long until inquiries fall off my report.

So I have a question.  How long do inquiries stay on my report?

Posts: 36
Registered: ‎11-26-2012

Re: How long until inquiries fall off my report.

2 years if memory serves.

Posts: 13,356
Registered: ‎04-15-2011

Re: How long until inquiries fall off my report.

Hard pulls stay on your CR for 2 years, however FICO only includes them in your scoring for 1 year.   Most creditors will only look at the ones in the past year also, I've never seen anyone denied for inquiries over a year old.

Starting Score: 504

July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Established Member
Posts: 27
Registered: ‎04-16-2012

Re: How long until inquiries fall off my report.

Wells Fargo Platinum Rewards 12k, Capital One Venture World MasterCard 8.5k, American Express PR Gold- NPSL, American Express Hilton Honors Surpass, Home Depot 4k, Capital One Rewards 2.75k, Wells Fargo PLOC 10k.

Experian 710 (lender pull 7/1/14, Trans Union FICO- 692, Equifax- 687

Established Member
Posts: 17
Registered: ‎05-16-2013

Re: How long until inquiries fall off my report.

How about 8 inquiries (not by me) over a 2 wk period?  Man, that has got to hurt!  :smileymad:


Anyway to get these off?  And how much do you think these 8 inquiries are worth?

Starting Score: 500
Current Score: 610
Goal Score: 700
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