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How long until inquiries fall off my report.

New Contributor

How long until inquiries fall off my report.

So I have a question.  How long do inquiries stay on my report?

Message 1 of 5
4 REPLIES
Member

Re: How long until inquiries fall off my report.

2 years if memory serves.

Message 2 of 5
Moderator Emeritus

Re: How long until inquiries fall off my report.

Hard pulls stay on your CR for 2 years, however FICO only includes them in your scoring for 1 year.   Most creditors will only look at the ones in the past year also, I've never seen anyone denied for inquiries over a year old.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 5
Highlighted
Established Member

Re: How long until inquiries fall off my report.

+1
Chase Southwest Airlines Signature Visa 18k, Wells Fargo Platinum Rewards 15.5k, Capital One Venture World MasterCard 8.5k, American Express PR Gold- NPSL, American Express Hilton Honors Surpass 8k, Home Depot 7k, Capital One Rewards 3.75k, Wells Fargo PLOC 10k. all 3 scores 735-740.
Message 4 of 5
Established Member

Re: How long until inquiries fall off my report.

How about 8 inquiries (not by me) over a 2 wk period?  Man, that has got to hurt!  Smiley Mad

 

Anyway to get these off?  And how much do you think these 8 inquiries are worth?


Starting Score: 500
Current Score: 610
Goal Score: 700
Message 5 of 5