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How long until score bounces back up?

Frequent Contributor

How long until score bounces back up?

I got a new Macy's card recently and it just started showing on my CR.  My TU score dropped 6 points.  How long does it take to bounce back up?

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4 REPLIES
Valued Contributor

Re: How long until score bounces back up?

It should recover after the next cycle. 6 points is for the new tradeline being opened. Don't even sweat it.

Scores: about 700 across the board
Total CL: $275k
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Frequent Contributor

Re: How long until score bounces back up?

Good to know!  Thank you.

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Established Contributor

Re: How long until score bounces back up?

IME the recovery time has been 3-6 months. 

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Moderator Emeritus

Re: How long until score bounces back up?


namvet wrote:

IME the recovery time has been 3-6 months. 


Within 6 months it will have made up for that drop, and be adding more points to it.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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