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Frequent Contributor
fuzzybean
Posts: 292
Registered: ‎04-04-2012

How long until score bounces back up?

I got a new Macy's card recently and it just started showing on my CR.  My TU score dropped 6 points.  How long does it take to bounce back up?

Established Contributor
madmann26
Posts: 952
Registered: ‎08-30-2012

Re: How long until score bounces back up?

It should recover after the next cycle. 6 points is for the new tradeline being opened. Don't even sweat it.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
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Goal Score: 700 across the board.
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Frequent Contributor
fuzzybean
Posts: 292
Registered: ‎04-04-2012

Re: How long until score bounces back up?

Good to know!  Thank you.

Established Contributor
namvet
Posts: 846
Registered: ‎09-22-2011

Re: How long until score bounces back up?

IME the recovery time has been 3-6 months. 

Moderator
Shogun
Posts: 7,354
Registered: ‎04-15-2011

Re: How long until score bounces back up?


namvet wrote:

IME the recovery time has been 3-6 months. 


Within 6 months it will have made up for that drop, and be adding more points to it.


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

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