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How long will GW deletions take to post to my FICO score?

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Anonymous
Not applicable

How long will GW deletions take to post to my FICO score?

Hello!

 

I'm in the process of buying a house, and though I've always had great credit, I had a couple of late payments crop up in the last couple of months that showed up right before closing on the final credit report they pulled. 

 

(Essentially, I had stopped using my credit cards and paid them off in anticipation of buying a house, and didn't realize I had Paypal connected to one, and Google Play connected to the other). 

 

SO! I called both cards, and they both immediately granted me a goodwill deletion, since I'd had a perfect history up to this point.

 

My question is - how long will it take the GW deletions to post on my credit report, and update my score? 

 

And - is there anything I can do to expidite that process? 


The woman in card services I spoke to mentioned it would take 48 hours... does that sound right to you guys? 

 

 

 

 

 

 

Message 1 of 2
1 REPLY 1
gdale6
Moderator Emeritus

Re: How long will GW deletions take to post to my FICO score?


@Anonymous wrote:

Hello!

 

I'm in the process of buying a house, and though I've always had great credit, I had a couple of late payments crop up in the last couple of months that showed up right before closing on the final credit report they pulled. 

 

(Essentially, I had stopped using my credit cards and paid them off in anticipation of buying a house, and didn't realize I had Paypal connected to one, and Google Play connected to the other). 

 

SO! I called both cards, and they both immediately granted me a goodwill deletion, since I'd had a perfect history up to this point.

 

My question is - how long will it take the GW deletions to post on my credit report, and update my score? 

 

And - is there anything I can do to expidite that process? 


The woman in card services I spoke to mentioned it would take 48 hours... does that sound right to you guys? 

 


Once they actually submit the updates to E-Oscar its 3-5 business days for the updates if by manual submission 30-60 days. Sounds like they are going to submit it within 48 hrs. There is no way to speed up the process it has its own timeline.

Message 2 of 2
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