No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hello!
I'm in the process of buying a house, and though I've always had great credit, I had a couple of late payments crop up in the last couple of months that showed up right before closing on the final credit report they pulled.
(Essentially, I had stopped using my credit cards and paid them off in anticipation of buying a house, and didn't realize I had Paypal connected to one, and Google Play connected to the other).
SO! I called both cards, and they both immediately granted me a goodwill deletion, since I'd had a perfect history up to this point.
My question is - how long will it take the GW deletions to post on my credit report, and update my score?
And - is there anything I can do to expidite that process?
The woman in card services I spoke to mentioned it would take 48 hours... does that sound right to you guys?
@Anonymous wrote:Hello!
I'm in the process of buying a house, and though I've always had great credit, I had a couple of late payments crop up in the last couple of months that showed up right before closing on the final credit report they pulled.
(Essentially, I had stopped using my credit cards and paid them off in anticipation of buying a house, and didn't realize I had Paypal connected to one, and Google Play connected to the other).
SO! I called both cards, and they both immediately granted me a goodwill deletion, since I'd had a perfect history up to this point.
My question is - how long will it take the GW deletions to post on my credit report, and update my score?
And - is there anything I can do to expidite that process?
The woman in card services I spoke to mentioned it would take 48 hours... does that sound right to you guys?
Once they actually submit the updates to E-Oscar its 3-5 business days for the updates if by manual submission 30-60 days. Sounds like they are going to submit it within 48 hrs. There is no way to speed up the process it has its own timeline.