Reply
Frequent Contributor
Posts: 311
Registered: ‎07-21-2012
0

Re: How many credit unions do you belong to?


nicholasyud wrote:

any good credit union in South Florida guys ?


Grow Financial is in the Tampa area. Not quite south. To be honest, I've not been inside of any banch of any credit union that I am a member of...

Established Contributor
Posts: 797
Registered: ‎05-01-2012
0

Re: How many credit unions do you belong to?

I belong to PSECU. Love them. Free EX FICO. I'd like to join PenFed but want to get my scores up and a few inquiries to drop so I can be eligible for their credit cards. They are quite conservative from what I have read.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Frequent Contributor
Posts: 456
Registered: ‎06-04-2013
0

Re: How many credit unions do you belong to?

Grow Financial CU (mortgage)
USF Federal - University of South Florida
Navy Fed (credit card)
Delta Community CU (credit card)
Regular Contributor
Posts: 246
Registered: ‎02-27-2013
0

Re: How many credit unions do you belong to?

Local CU - CU of Texas

And DCU, who I am LOVING at the moment :smileyhappy:

 

I also have a relationship with a local bank

Start: (2-26): EQ 602 (Myfico) TU 579 (Credit Karma) EX 634 FAKO
Current: (7-12): EQ 690(myfico) WalmartTU 696 EX 689 (lender 6-3)
1st Goal: 680 across the board - DONE June 2013!
2nd Goal: 725 across the board
Valued Contributor
Posts: 2,111
Registered: ‎07-29-2011
0

Re: How many credit unions do you belong to?

PSECU

NFCU

State Dept CU

Service CU

PenFed

 

 

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Contributor
Posts: 106
Registered: ‎06-07-2013
0

Re: How many credit unions do you belong to?

What exactly are credit unions good for?

Valued Contributor
Posts: 2,111
Registered: ‎07-29-2011
0

Re: How many credit unions do you belong to?


Karnage146 wrote:

What exactly are credit unions good for?


They offer loans and credit cards at interest rates significantly lower than a traditional bank.  

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Contributor
Posts: 106
Registered: ‎06-07-2013
0

Re: How many credit unions do you belong to?

Ok got it. Do they offer anything for us bad credit people that would help rebuild credit??

Valued Contributor
Posts: 2,111
Registered: ‎07-29-2011
0

Re: How many credit unions do you belong to?


Karnage146 wrote:

Ok got it. Do they offer anything for us bad credit people that would help rebuild credit??


Some of them, like NFCU, are much more lenient when offering new credit to people with previous credit problems.  They would probably offer you a high credit line, even with a low FICO, but you would have to qualify for membership. 

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Contributor
Posts: 106
Registered: ‎06-07-2013
0

Re: How many credit unions do you belong to?

Damn, none of my family members are in the Navy or any other military affiliated service.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.