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Cant find the posting that mentioned roughly how many months early CRA's could "possily" grant an early exclusion. Anyone know?
From what I have read and experience:
Experian is 3 months
Equifax and Transunion 6 months
overall its ymmv as some creditor will take it off while others will give you the work around. Transunion will call it disputes while Equifax rarely budge.